Risk business analyst - collateral management

New 10 October England - Greater London, London Temp

Risk Business Analyst - Collateral Management

Within the Global Banking (GB) Basel III Reform Programme, this role sits under the Collateral work stream which is mandated to capture GB, Commercial Banking (CMB), and Global Trade and Receivables Finance (GTRF) requirements for a new Collateral Management System.

Role Purpose

The role holder will be expected to work closely with stakeholders to define and agree the necessary scope, deliver clear and concise requirements, document as-is business processes, perform gap analysis, define to-be processes, ultimately ensuring all changes required to deliver a new Collateral Management System and embed its usage across the relevant business functions are captured, articulated, understood and agreed by all stakeholders. As the programme progresses, involvement in guiding and shaping implementation activities and acceptance testing will be required.

Key Accountability:

* Prior experience working within HSBC is highly desirable
* Understanding of end to end credit process and hands-on experience with collateral management systems and credit risk systems in general
* Deep understanding of Wholesale credit risk and risk parameters, ideally gained within regulatory projects
* Knowledge of collateral; including collateral types, collateral-related data attributes, criteria for use in credit risk mitigation, impact on modelled risk parameters, collateral perfection, revaluation, discharge / release etc
* Experience of all stages within the Programme / Project lifecycle including initiation, scope definition, requirements gathering and trace-ability, testing, training
* Presentation of complex ideas succinctly, both verbally and in written form
* Preparation of content for and presentation to governance forums and senior stakeholders
* Generation of business requirements documentation and strong process mapping skills
* Excellent presentation and interpersonal skills, stakeholder engagement and management
* Significant experience of working with a combination of Relationship Bankers, Credit Risk, Regulatory Reporting, and Finance teams globally
* Working within agile project deliver
* Previous delivery of CRD4 and Basel 2/3 is also desirable
* Business & Systems Analysis, Requirements Management, Process re-engineering

To be successful in the role, you should meet the following requirements:

* Proven track record as an outstanding business analyst and / or consultant with multi-year experience within the Financial Sector and with a focus on Wholesale banking and Credit Risk
* Desirable to have experience at HSBC within regulatory projects or Credit Risk
* Prior experience of delivering Credit Risk framework
* Experience working within a Collateral management within a wholesale banking environment (highly desirable)
* An understanding of risk parameters: PD, LGD, EAD, EL, RWA (desirable)
* Regulatory Framework and Basel III accord (desirable)
* Understanding of risk management and credit mitigants
* Knowledge of the full spectrum of Global Banking & Markets products and services from risk perspective
* Overall financial services industry knowledge with specific functional expertise